Finance calculators

Mortgage Calculator

Free mortgage calculator. Work out your monthly mortgage payment, total interest and full repayment cost in seconds. For UK, US and India home loans.

EMI Calculator

Free EMI calculator for home, car and personal loans. Calculate your monthly EMI, total interest and total payment instantly. Works for all Indian banks.

Home Loan EMI Calculator

Free home loan EMI calculator. Calculate monthly EMI, total interest and total cost of your housing loan. Plan down payment, tenure and prepayment smartly.

Stamp Duty Calculator

Free UK stamp duty (SDLT) calculator. Estimate your Stamp Duty Land Tax as a first-time buyer, home mover, or additional-property buyer.

Home Affordability Calculator

Free home affordability calculator. See the maximum home price you can afford based on your income, existing debts and down payment.

Loan Prepayment Calculator

Free loan prepayment calculator. See exactly how much interest a one-time lump-sum prepayment saves, and how many months it cuts off your loan.

Mortgage Overpayment Calculator

Free mortgage overpayment calculator. See how much interest and time you save by adding a fixed extra amount to your mortgage payment every month.

Remortgage Calculator

Free UK remortgage calculator. Compare your current mortgage payment to a new deal and see how long it takes an exit fee to pay for itself.

Closing Costs Calculator

Free closing costs calculator. Estimate total closing costs and the total cash you'll need at closing on a home purchase.

Student Loan Payoff Calculator

Free student loan payoff calculator. See exactly when you'll be debt-free and how much interest you'll pay at your current monthly payment.

HELOC Calculator

Free HELOC calculator. See your available home equity, interest-only draw period payments, and full repayment period costs.

Buy-to-Let Mortgage Calculator

Free buy-to-let mortgage calculator. Check your rental yield, interest coverage ratio, and how much lenders will let you borrow against rental income.

Interest-Only Mortgage Calculator

Free interest-only mortgage calculator. See your monthly interest-only payment and the full balloon balance due at the end of the term.

Rent vs Buy Calculator

Free rent vs buy calculator. Compare the real net cost of renting versus buying over time, including home equity gained and ongoing owner costs.

Income-Driven Repayment (IDR) Estimator

Free income-driven repayment (IDR) estimator for US federal student loans. Estimate your monthly payment based on income, family size and plan type.

Car Loan Calculator

Free car loan calculator. Work out your monthly auto loan payment, total interest and true cost of the car. For US auto loans, UK car finance and India car loans.

Car Payment Calculator

Free car payment calculator. See your true monthly payment including trade-in value, down payment and sales tax — not just the sticker price.

Fuel Cost Calculator

Free fuel cost calculator. Work out how much a trip or a year of driving will cost based on distance, fuel efficiency and the price of fuel.

Auto Loan Refinance Calculator

Free auto loan refinance calculator. Compare your current car payment to a refinance offer and see your real interest savings.

Car Lease Calculator

Free car lease calculator. See your monthly lease payment broken into depreciation and rent charge, using the actual money factor formula dealers use.

Car Insurance Premium Estimator

Free car insurance premium estimator. Get a ballpark annual and monthly premium based on vehicle value, driver age, claims history and coverage level.

Car Affordability Calculator

Free car affordability calculator. See the maximum car price you can afford based on your income and a healthy auto-payment budget guideline.

Trade-In Value Estimator

Free trade-in value estimator. Get a ballpark trade-in value based on original price, age, mileage and condition — before you visit a dealer.

Lease vs Buy Calculator

Free lease vs buy calculator for cars. Compare the total cost of leasing versus financing a purchase, including the equity you'd build by buying.

Compound Interest Calculator

Free compound interest calculator. See how your savings or investments grow over time with compounding. Daily, monthly, quarterly or yearly compounding.

Inflation Calculator

Free inflation calculator. See what today's money will be worth in the future, or what a future cost means in today's terms — for any inflation rate.

FD Calculator

Free FD calculator. Work out the maturity value and interest earned on a fixed deposit with quarterly compounding. For Indian bank and post-office FDs.

RD Calculator

Free RD calculator. Work out the maturity value of your monthly recurring deposit with quarterly compounding — for Indian bank and post-office RDs.

Simple Interest Calculator

Free simple interest calculator. Work out the interest earned or owed on a principal amount at a fixed rate over time — no compounding.

APY Calculator

Free APY calculator. Convert a nominal interest rate into its true effective annual yield, based on how often it compounds.

Future Value Calculator

Free future value calculator. See what a lump sum grows to over time at a given interest rate, with annual compounding.

Present Value Calculator

Free present value calculator. See how much a future sum of money is worth today, given a discount rate.

SIP Calculator

Free SIP calculator. Estimate the maturity value of your monthly mutual fund SIP with expected returns. Plan wealth creation with systematic investing.

SWP Calculator

Free SWP calculator. See how long your investment corpus lasts with monthly withdrawals, and the balance remaining at the end of the period.

Mutual Fund Calculator

Free mutual fund calculator. Estimate returns from an initial lumpsum plus ongoing monthly SIP contributions in one mutual fund investment plan.

Lumpsum Calculator

Free lumpsum calculator. Estimate the future value of a one-time mutual fund investment with expected returns, monthly compounding, over any period.

CAGR Calculator

Free CAGR calculator. Work out the compound annual growth rate between any two values over any number of years — for investments, revenue or any metric.

Dividend Reinvestment (DRIP) Calculator

Free dividend reinvestment (DRIP) calculator. See how automatically reinvesting dividends compounds your share count and portfolio value over time.

Dollar-Cost Averaging (DCA) Calculator

Free dollar-cost averaging (DCA) calculator. See the future value of regular fixed investments over time, and how much of it is growth versus contributions.

Crypto Profit/Loss Calculator

Free crypto profit/loss calculator. See your real gain or loss on a trade after accounting for buy and sell fees.

Profit Margin Calculator

Free profit margin calculator. Find your gross and net profit margin from revenue, cost of goods sold, and operating expenses.

Term Life Insurance Calculator

Free term life insurance calculator. Estimate how much coverage you need using the DIME method: debt, income, mortgage and education.

Pay Raise Calculator

Free pay raise calculator. See your new salary and pay period amounts after a percentage or dollar raise.

Break-Even Point Calculator

Free break-even calculator. Find how many units you need to sell, and the revenue that covers, to break even on fixed and variable costs.

Budget Planner (50/30/20)

Free 50/30/20 budget calculator. Split your take-home pay into needs, wants and savings using the popular 50/30/20 budgeting rule.

Amortization Calculator

Free amortization calculator. See how much of your payment goes to interest vs principal in year 1, at the halfway point, and over the full loan.

Refinance Calculator

Free refinance calculator. Compare your current loan against a new rate, see the monthly savings, and find out how long it takes to recover closing costs.

ROI Calculator

Free ROI calculator. Work out your total return on investment and the annualized (yearly) rate, for any investment, purchase or business decision.

NPV Calculator

Free NPV calculator. Find the net present value of an investment's cash flows at your chosen discount rate.

IRR Calculator

Free IRR calculator. Find the internal rate of return for an investment with up to 5 years of cash flows.

Credit Card Payoff Calculator

Free credit card payoff calculator. See how many months it takes to clear your balance and how much interest you'll pay at a fixed monthly payment.

Net Worth Calculator

Free net worth calculator. Add up your assets, subtract your liabilities, and see your total net worth in seconds.

WACC Calculator

Free WACC calculator. Find your company's weighted average cost of capital from its equity and debt mix, cost of each, and tax rate.

LTV Calculator

Free LTV calculator. Work out your loan-to-value ratio instantly — the single number that determines your mortgage rate tier and deposit requirements.

Depreciation Calculator

Free depreciation calculator. Compare straight-line and double-declining balance depreciation for a business asset.

SaaS MRR/ARR Calculator

Free SaaS MRR and ARR calculator. Find your monthly and annual recurring revenue, and see the impact of churn.

Customer LTV:CAC Ratio Calculator

Free customer LTV:CAC ratio calculator. See whether your customer lifetime value justifies your acquisition cost.

Gratuity Calculator

Free gratuity calculator. Work out the gratuity payable to an employee under the Payment of Gratuity Act, based on last drawn salary and years of service.

Capital Gains Tax Calculator

Free capital gains tax calculator. Estimate the tax on your investment gain at your own applicable rate, for the US, UK or India.

TDS Calculator

Free TDS calculator for India. Estimate tax deducted at source on professional fees, contractor payments, rent, commission and interest.

Import Duty Calculator

Free import duty calculator. Work out the duty, VAT and total landed cost on goods you're importing — plus how the new India-UK trade deal changes the numbers.

Paycheck Calculator

Free US paycheck calculator. Estimate your take-home pay after federal tax, state tax and FICA, by filing status, state and pay frequency.

UK Take-Home Pay Calculator

Free UK take-home pay calculator. See your net salary after Income Tax and National Insurance, with an optional pension contribution.

In-Hand Salary Calculator

Free in-hand salary calculator for India. See your net take-home pay under the new or old tax regime, after income tax and cess.

Debt-to-Income (DTI) Calculator

Free debt-to-income (DTI) calculator. See your DTI ratio and how it compares to common lender thresholds for mortgages and loans.

Credit Utilization Calculator

Free credit utilization calculator. See what percentage of your available credit you're using, and how it affects your credit score.

Debt Snowball Calculator

Free debt snowball calculator. See how fast you'll be debt-free by paying off your smallest balance first, and how much interest you save.

Balance Transfer Savings Calculator

Free balance transfer calculator. See how much a 0% or low-rate balance transfer card actually saves you after the transfer fee.

Debt Avalanche Calculator

Free debt avalanche calculator. Pay off your highest-interest debt first to minimize total interest paid, and see your exact payoff timeline.

401(k) Calculator

Free 401(k) calculator. Project your retirement balance including your contributions, employer match, and investment growth over time.

Roth IRA Calculator

Free Roth IRA calculator. Project your tax-free retirement balance based on your contributions and expected investment return.

Required Minimum Distribution (RMD) Calculator

Free RMD calculator. Estimate your required minimum distribution from a traditional IRA or 401(k), using the IRS Uniform Lifetime Table.

Social Security Claiming Age Estimator

Free Social Security claiming age estimator. See how claiming before or after your full retirement age changes your monthly benefit.

Coast FIRE Calculator

Free Coast FIRE calculator. See whether your current savings alone will grow into your retirement number without another dollar contributed.

FIRE Number Calculator

Free FIRE number calculator. See how much you need saved to retire, based on your annual expenses and a safe withdrawal rate.

Safe Withdrawal Rate Calculator

Free safe withdrawal rate calculator. See whether your chosen withdrawal rate lets your retirement portfolio last as long as you need it to.